IVF Grants & Other Fertility Financing Programs

Navigating the financial aspects of fertility treatment can be challenging, but fertility care grants can provide much-needed assistance. RMA of New York works with various IVF grant programs to help make fertility care more accessible.

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Understanding IVF Grants

Fertility grants are financial assistance programs designed to help individuals and couples afford the cost of fertility treatment, such as in vitro fertilization (IVF). Here are some key facts about these grants:

  • Common Requirements: IVF grants often require a diagnosis of infertility, medical records, and sometimes a letter of recommendation from a healthcare provider.
  • Application Fees: Some grants may have application fees, while others are free to apply.
  • Specific Treatments: Grants may cover a range of fertility treatments, including IVF, medications, and related services.
  • Specialty Programs: Some grants are specifically for certain groups, such as veterans, cancer survivors, or those with financial need.
  • Award Amounts: Grant amounts vary and some may cover the full cost of treatment, while others provide partial assistance.

Applying for an IVF grant can be a valuable step toward making your fertility journey more affordable.

Explore IVF Grants and Other Programs

The Cade Foundation

The Cade Foundation is a 501(c)(3) tax exempt nonprofit organization that was started in 2005 to provide information, support, and financial assistance to help needy infertile families OVERCOME infertility. The Cade Foundation provides grants of up to $10,000 per family to help with the costs of fertility treatment and adoption. The Cade Foundation also holds conferences for health care providers, advocates, and influencers to improve access to fertility and family-building support for families with infertility.

The Broken Brown Egg, Inc. (NFP)

The Broken Brown Egg is a 501c3 tax-exempt organization that seeks to provide resources and support for three major targets: Reproductive Justice and Health Equity, The Reproductive Health Careers Pipeline, and Empowerment & Community. The Broken Brown Egg, Inc. exists to inform, empower, and advocate for individuals and couples experiencing infertility and reproductive health issues, with an emphasis on the Black experience of them.

Fertility for Colored Girls

Fertility for Colored Girls seeks to provide education, awareness, support, and encouragement to African American women/ couples and other women of color experiencing infertility and seeking to build the families of their dreams. Additionally, FFCG seeks to empower African American women to take charge of their fertility and reproductive health.

The New York State Grant

The NYS Infertility Reimbursement Program offers grant assistance to higher volume providers of infertility services in New York State. Approved providers have met specific eligibility criteria for the program and performance standards (as documented by the Centers for Disease Control and Prevention (CDC)), for in vitro fertilization (IVF), gamete intrafallopian transfer (GIFT), zygote intrafallopian transfer (ZIFT), testicular sperm extraction (TESE) and Fertility Preservation Services (FPS). Insured patients who meet eligibility criteria, and whose insurance does not cover, or only partially covers, these costs can apply for the program through an approved provider.

Livestrong Foundation

Livestrong Fertility was created for those whose cancer diagnosis may affect their ability to create or add to their families. Livestrong Fertility Network provides discounted and free services for those whose cancer may affect their ability to start a family in the future. With our support, patients have saved over $99 million, and we’re ready to help every survivor get the fertility support they need.

IVF Grant FAQs

  • New York State does not directly pay for IVF treatment. However, there are insurance laws in New York that require fully insured employer groups to cover or offer coverage for fertility treatments, including IVF. The extent of coverage can vary based on the specific insurance plan. It's advisable to check with your insurance provider to understand your coverage options for IVF treatment in New York.

  • If you can't afford IVF, there are several options you can explore, including financing plans. Additionally, there are organizations and foundations that provide grants or financial assistance for fertility treatments. You may also consider discussing alternative treatment options with your fertility specialist, as there may be less expensive options available.

  • Financial planning for IVF involves several steps. First, assess your insurance coverage to understand what is and isn't covered. Research the costs of IVF treatment, including medications and additional procedures. Create a budget and consider saving or setting aside funds specifically for IVF. RMA of New York’s financial coordinators can help you explore your options, such as payment plans.

  • Yes, there are IVF grants available for oncofertility (which are treatments focused on preserving fertility for patients facing cancer or cancer risk). Organizations like the Livestrong Foundation and Fertile Hope offer grants and financial assistance specifically for cancer patients seeking fertility preservation treatments like IVF.

  • Yes, there are IVF grants available for LGBTQ+ family-building. Organizations such as the Family Equality Council and the Men Having Babies program offer grants and financial assistance to LGBTQ+ individuals and couples seeking to build their families through IVF and other fertility treatments.

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