Financing Programs

The ARC Fertility Program

Advanced Reproductive Care (ARC) offers financing programs, discounted treatment packages, and affordable pharmacy plans which may help to alleviate the costs of your treatment.

ARC is the nation’s largest network of fertility specialists in the US and offers a number of affordable options:

The ARC Fertility Program

• ARC® One-cycle Plus: 1 retrieval and up to 2 embryo transfers (fresh and/or frozen)
• ARC® Two-cycle Plus: 2 retrievals and up to 4 embryo transfers (fresh and/or frozen)
• ARC® Three-cycle Plus: 3 retrievals and up to 6 embryo transfers (fresh and/or frozen)

The ARC Pharmacy Plan

Provides easy access to fertility medications and the opportunity to finance medications along with your treatment enabling you to have just one monthly payment.

ARC Financing

The ARC affordable payment plans are offered with any ARC packages and (FlexCare) can be utilized for any additional services at your clinic. You can also bundle your discounted fertility medications into the same loan for one monthly payment.

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CapexMD Fertility Financing

A variety of loans are offered by CapexMD and are designed to fit your specific needs and are combined with flexible terms for optimal affordability and convenience. You may apply directly on the loan application page and receive a pre-approval within 24 hours. Once approved, the RMA of New York financial team will confirm disbursement of funds prior to commencing treatment at the facility.

Advantages of CapexMD:

• Specialists in Fertility Financing
• Personal Attention
• Competitive Rates
• Easy & Secure Online Application
• Pre-Approval within 24 hours
• Flexible Terms
• Highest Confidentiality
• No Annual Fees
• No Prepayment Penalties
• Retain your existing credit

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Egg Fund

EggFund gives you more financing choices, all in one place. Even if you have less than excellent credit.We save time and stress, so you can focus on building your family.

We work with over a dozen top lenders through our partner Fiona, who searches and compares them, to recommend the best loan offers for you. Loans can cover all aspects of the process. Funds can be used at any clinic, pharmacy or agency you choose.

Freedom. Flexibility. Empowerment.

Qualifications: A minimum credit score of 600 to be eligible

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The Cade Foundation

The Cade Foundation is a 501(c)(3) tax exempt nonprofit organization that was started in 2005 to provide information, support, and financial assistance to help needy infertile families OVERCOME infertility. The Cade Foundation provides grants of up to $10,000 per family to help with the costs of fertility treatment and adoption. The Cade Foundation also holds conferences for health care providers, advocates, and influencers to improve access to fertility and family-building support for families with infertility.

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The Compassionate Care Program

The Compassionate Care Program is available to eligible patients who may not otherwise be able to afford fertility medication.

Eligibility requirements include the following:

• No pre-existing insurance coverage for fertility medication
• Currently undergoing fertility treatment with a physician at RMA of NY
• US citizen or permanent resident
• Qualifying annual household gross income

Eligible patients may save either 50% or 75% off the self-pay price of EMD Serono medicine, or may receive 10% off after completing a mail-in rebate.

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WINFertility Program

The WINFertility direct-to-consumer program is offered to RMA of NY patients who have no advanced infertility insurance coverage or those who have exhausted their benefits and need options to cover treatment. WIN simplifies this complex financial process by offering treatment bundles, which include medication discounts.

To learn more about WIN’s discounts and fertility financing options please call 1-855-705-4IVF (4483) or visit their website.

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Future Family Program

Together we make fertility financing simple and more affordable!

At Future Family, we believe in complete care and emphasize that the fertility journey deserves support, patience, and compassion. We can help you pay for all fertility related services, including time sensitive ones, and we’ve got you covered with a range of support networks to help you feel comfortable and confident throughout the entire process. We’re also proud to support the military, oncology patient population, and LGBTQ+ family-building community.

Future Family loans are a smart alternative to high-interest credit cards and dipping into savings.

We Care. We Understand. Having over 50% of our team experience infertility themselves, Future Family is dedicated to ensuring your fertility journey is stress-free and seamless. Prequalifying is easy, free, and won’t affect your credit score - giving you peace of mind with instant results in just 90 seconds!

Why we chose to be partnered with Future Family:
● Personalized fertility loans with low-interest rates
● Dedicated 1:1 nurse coach with after hours care & support groups included
● Funds up to $50,000 – disbursed in a matter of a few days
● Treatment costs simplified down to one easy monthly payment
● Medication counseling & discounts with select pharmacies
● No prepayment penalties

See Your Estimated Monthly Payments With Future Family’s Loan Calculator

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The PKD Outreach Foundation

The PKD Outreach Foundation (pkDO), a Westbury, NY-based non-profit organization, is committed to ensuring future generations do not suffer from PKD and the emotional toll it takes on families. To this end, the organization launched the 100 PKD-Free Babies initiative in the summer of 2023. The program raises awareness through outreach to the public and medical community. Families participating in the program receive education, support and $3,000 per patient to cover part of the cost of PGT, which is not covered by a patient’s own insurance. The ultimate goal of pkDO is to reduce the number of babies born with PKD from approximately 7,500 per year to zero and enable a new generation of children to be born without PKD.

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